From the first contribution to the final loan repayment, eChama handles every aspect of group finance management.
Record M-Pesa, bank, and cash payments with full transaction history and approval workflows.
Apply, approve, and track loans with auto-calculated repayment schedules and guarantor management.
Schedule meetings, track attendance, send automated reminders, and upload minutes.
Dashboards for members and officials. Contribution reports, loan stats, and group insights.
Get your chama running in minutes
Register your account, then create a new chama or join an existing one using a unique invite code. Your request is reviewed by officials.
The chama owner assigns roles — Chairperson, Treasurer, Secretary, and more. Each role has specific permissions and access levels.
Members submit contributions via M-Pesa, bank, or cash. Officials approve them. Apply for loans with guarantors and track repayments automatically.
Schedule meetings, record minutes, message members, and watch your group savings grow — all from one clean dashboard.
Join thousands of Kenyans already managing their chamas smarter with eChama.